POD 1:
COLLEEN & JOY

Account Managers

Colleen Wimberly | (657) 331-4247
Joy Ounesy |
(714) 439-0732

Regional UW Manager
Kevin Le
kle@kindlending.com
(714) 844-8126
CD Support
Shannyn Yasui
syasui@kindlending.com
(714) 844-8169
Condition Coordinator
Allan Stokes
allen.stokes@kindlending.com
(657) 207-0927
Underwriters
Brenda Kindred Adams
badams@kindlending.com
(714) 406-0858
Gina Boskovich
gboskovich@kindlending.com
(714) 844-8050
Lisa Rogg
lrogg@kindlending.com
(657) 235-0501
Kim Child
kchild@kindlending.com
(714) 844-7935
Closers
Brianna Salgado
bsalgado@kindlending.com
(714) 475-3135
Jennifer Bennett
ahelsten@kindlending.com
(714) 439-0624
Funder
Dean DiCiccio
ddiciccio@kindlending.com
(714) 844-7903

POD 2:
BROOKE & REBECCA

Account Managers

Brooke Bennett | (714) 844-8045
Rebecca Machado |
(714) 844-7926

Regional UW Manager
Tina Jones
tjones@kindlending.com
(714) 439-0920
CD Support
Jessica Boydstun
jboydstun@kindlending.com
(714) 410-8699
Condition Coordinator
Crystal Avalos
cavalos@kindlending.com
(714) 475-3185
Underwriters
Ana Michel
amichel@kindlending.com
(714) 844-8093
Erika Dimon
edimon@kindlending.com
(714) 410-8381
Trina Stern
tstern@kindlending.com
(714) 844-800
Laura Ebersole
lebersole@kindlending.com
(714) 982-2363
Lisa Uhrenholt
luhrenholt@kindlending.com
(714) 439-9189
Closers
Angela Garland
agarland@kindlending.com
(714) 475-3135
Aislynn Helsten
ahelsten@kindlending.com
(714) 439-0624
Funder
Nehemiah “Hemi” Jokiman
njokiman@kindlending.com
(714) 844-7903

FLOAT POD

Account Managers

Trisha Atuatasi | (714) 844-8116

Condition Coordinator
Denise Snyder
dsyder@kindlending.com
(714) 844-8199
Underwriters
Laura Ebersole
lebersole@kindlending.com
(714) 982-2363
Lisa Uhrenholt
luhrenholt@kindlending.com
(714) 439-9189
Closers
Angela Garland
agarland@kindlending.com
(714) 475-3135
Aislynn Helsten
ahelsten@kindlending.com
(714) 439-0624

LENDER FEES

FEE NAME
AMOUNT
RULES
Administration
$1,075.00
N/A AZ, IA, NJ, NC
Application
$1,075.00
NJ & NC only
CES
$695
N/A MI, NJ, PA, VA, VT, WA
Flood Certification
$6.50
All loans
HELOC
$695.00
All loans
MERS
$24.95
N/A IA, NJ, TX, VA
Non-QM Administration
$1,425.00
All loans
Processing
$1,075.00
AZ & IA only
SB2 Recording Fee
$225.00
CA only
Streamline (Refis)
$550.00
Replaces admin/app. fee
Tax Service
$86.00
All loans
TX Attorney
$150.00
All loans
UDM
$8.50
N/A IA, NJ, TX, VA
VOE (3rd party)
$209.85
N/A IA & NJ, & all VA Programs
AVM CoreLogic (Kind
HELOC/CES - each AVM)
$15.45
N/A MI, NJ, PA, VA, VT, WA
AVM Clear Cap (Flex
HELOC/CES only
$15.45
N/A MI, NJ, PA, VA, VT, WA
AVM Clear Cap (Flex
HELOC/CES only
$15.00
N/A MI, NJ, PA, VA, VT, WA
INSURANCE MAILING ADDRESS /
MORTGAGEE CLAUSE (LOSS PAYEE)
Kind Lending, LLC, c/o
LoanCare, LLC ISAOA/ATIMA
P.O. Box 202049 Florence, SC 29502-2049
TITLE, CPL AND SUBORDINATIONS
Kind Lending, LLC
ISAOA/ATIMA
1920 Main Street,
Suite 1200,
Irvine, CA 92614
LOCK POLICY
Agency and Government, Non-QM Loan Programs - Lock until Midnight PST, 7 Days a week
All Jumbo Products, HELOC, CES - Lock until 3:00 PM PST, M-F
All Bond Products - Lock until 2:30 PM PST, M-F

©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.