Ginny Richards

Sr. Mortgage Loan Officer

309 W. Perkins St.
Ukiah, CA 95482
Branch NMLS #2135782
NMLS #330735
(707) 489-5633
grichards@kindlending.com
Licensed in: CA

Get to know "Ginny the Loan Genie"

Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.

She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products, including conventional, FHA, VA, USDA, and jumbo loans.

INTEGRITY AND SERVICEGinny continuously holds herself to the highest standards of integrity and service for her clients. She does what’s best for her clients; she tells the truth even when it’s hard to hear, and she goes the extra mile—communicating regularly with all parties so clients get what they need and feel comfortable throughout the process.

PROFESSIONAL NETWORKGinny attributes her success to the referral-based business she has earned and has built an expansive professional network. She receives referrals from REALTORS®, appraisers, escrow officers and former clients—her business is 100% referral-based.

She says, “A home is the largest purchase most people make in their lives, so I want to make sure we do it the right way. I absolutely love getting buyers into their dream homes.”

When she isn’t busy helping clients, she spends her time glamping (glamour camping) or paddle boarding across Blue Lakes.

Home Loans the Kind Way

Who is Kind Lending?

We are an upbeat, fun, and collaborative company fiercely dedicated to serving our homebuyers through personalized service and of course, kindness. Our family of Kind Ambassadors bring you an array of competitively priced products, top-notch service by experienced and friendly professionals throughout your journey and strive to simplify the loan process. Get your Kind Mortgage today.

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