Effective on new locks on or after September 23, 2026. We are proactively accepting increased conforming loan limits across all property types, which means your borrowers can access higher loan amounts now instead of waiting until the 2027 announcement.  

Here’s What’s New

What This Means for You

Higher limits mean:

• More qualified buyers, since larger loan amounts now fall under conventional guidelines

• Traditionally lower down payment requirements than jumbo financing

• Conventional guidelines and pricing, with no jumbo overlays to work around

• Greater flexibility across single-family and multi-unit properties

It is also worth a second look at anything you set aside in the last 60 days for being just over the old limit. Some of those files may be conventional now.

The Kind TPO Advantage

What sets us apart?

• We move fast, with new limits live on locks starting September 23

• We communicate clearly, so you are never the last to know

• We prioritize people over process, always

We are not just adopting the new limits early. We are making them work for your pipeline right now.

Connect with your Kind Account Executive today to see how the increased limits can help you close more loans.

Be Kind. Be Ready. Be Informed.

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