Partner With Us

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Are you a broker interested in partnering with Kind Lending?
Please submit the inquiry form below. One of our rad account executives will be in touch regarding next steps. Thank you for your interest in joining the #kindmovement.

©2023 Kind Lending, LLC. 4 Hutton Centre Drive, Suite 1000, Santa Ana, CA 92707. NMLS ID #3925. #888-250-5463. For licensing information go to https://nmlsconsumeraccess.org. This is not an offer of credit or commitment to lend. Program restrictions apply.

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Why partner with Kind?

Most broker platforms work against you, than for you. Shift to Kind Lending's "Kwikie" broker portal today, it actually does what it claims.

RAD FEATURES!

Easy to transfer appraisals

Waive escrows up to 95% - Excludes NM

Delayed financing/asset depletion available

Provides 24/7 live support

No pricing hits for low-income borrowers

Qualify more borrowers using blended scores

BOSS PRICING & LOCKS!

Lock until midnight PST in Kwikie!

Forward lock ahead of application

Manual downgrades - no pricing adjustments!

Fannie & Freddie priced independently

Aggressive locks up to 120 days

CONVENTIONAL

Min 620 FICO

No max DTI w/ AUS approval

2nd mortgage HELOC to 89.99% CLTV

Waive escrows up to 95% LTV with no pricing hit (excludes New Mexico)

No credit score / non-traditional credit allowed on purchase loans

Manufactured homes allowed

No LLPA hits for low-income borrowers

3-2-1, 2-1, 1-0 Buydowns

Blended FICOs approvals allowed

NON-QM

Min 620 FICO

Bank statements, P&L, and/or 1099 income qualifications

DSCR with no PPP and strong pricing - close in name of LLC!

Asset depletion

1-yr return qualifying with 2-yr self-employment history

Expanded DTI

Unlimited cash out

All occupancies

40-yr terms available

I/O options

Credit score based of primary wage earner

GOVERNMENT

Min 580 FICO

No max DTI with AUS approval

Refer/eligible manual underwrites to 50% DTI

No score / credit report FHA Streamlines & VA IRRRLs

No credit score / non-traditional credit allowed on purchase loans

3-2-1, 2-1, 1-0 Buydown options allowed

JUMBO

660+ FICOs

SIX Jumbo Programs available

Elevate Jumbo - top priced program on the market!

30-year fixed, 7/6, & 10/6 ARMs available

$3M max loan amount

89.99% max LTV

Why partner with Kind?

Our program highlights are Kind