‍Jumbo Pricing So Sharp, You Might Need Safety Glasses

Higher-priced homes demand more than just bigger loan amounts. They require precision, flexibility, and a lender that understands how to win in the Jumbo space without slowing brokers down.

That’s exactly why Kind Lending just rolled out Premier Jumbo. This program delivers sharper pricing, lower reserve requirements, no mortgage insurance, and AUS-driven underwriting for qualified borrowers with 700+ FICO®. It’s designed to help you compete confidently on larger loans while keeping your process efficient and your borrowers moving forward.

Why Premier Jumbo Wins in Today’s Market

Affordability is still a pressure point, even at the top of the price spectrum. Premier Jumbo gives you the ability to structure competitive solutions for high-balance borrowers without overcomplicating the deal. With streamlined underwriting and flexible parameters, this program helps turn strong borrowers into closed loans.

Premier Jumbo is a 30-year fixed option available for purchases, rate and term refinances, and cash-out refinances across primary residences, second homes, and investment properties. It’s a powerful addition to Kind’s Jumbo suite and another way we help brokers turn products into solutions.

Premier Jumbo at a Glance

• 30-year fixed with 700+ FICO®

• Loan amounts starting $1 over the conforming loan limits up to $3M

• Eligible on purchases, rate & term refinances, with cash-out refinances for primary, second, and investment homes

• Up to 89.99% CLTV and up to 50% DTI

• Purchase and Rate & Term Refinance

• Primary (1 unit) up to $2M, reserves required = greater of 3 months or AUS

• Second (1 unit) up to $2M, reserves required = greater of 3 months or AUS

• Investment (1 unit) up to $2M, reserves required = greater of 3 months or AUS

• Cash-Out Refinance

• Primary (1 unit) up to $2.5M, reserves required = greater of 6 months or AUS

• Second (1 unit) up to $2M, reserves required = greater of 6 months or AUS

• Investment (1 unit) up to $1.5M, reserves required = greater of 6 months or AUS

• Broad property eligibility (1-2 units) including SFRs, warrantable condos, PUDs, duplexes, qualifying investment properties, up to 5 acres and permitted ADUs
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Price your Jumbo loans in Kwikie FIRST to see how Kind’s Premier Jumbo stacks up. Have questions or want to explore the full Jumbo suite? Contact your Kind Account Executive today and let’s put this program to work.

Not approved with Kind yet? Complete our quick registration and discover why brokers trust Kind Lending for Jumbo solutions that perform when it matters most.

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