May 8, 2024

Buy a Home with Bank Statements Only? Yes, You Can with Kind Lending's Non-QM Home Loan Options

Daisey Dame, Marketing
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Are you ready to revolutionize the way you approach mortgage financing? Kind Lending is thrilled to introduce our latest innovation in the world of Non-Qualified Mortgages (Non-QM): Our Bank Statement Home Loan.

Bank Statements for Income: A Game-Changer in Mortgage Lending

Gone are the days of relying solely on tax returns and other traditional income verification methods. With Kind Lending's Bank Statement program, you can qualify for a mortgage using only your bank statements. Whether you're self-employed, have irregular income streams, or simply prefer a more flexible approach to financing, our Bank Statement program opens doors to homeownership like never before.

Key Features of Kind Lending's Bank Statement Loan Option

  • Loan Amounts up to $4,000,000: Whether you're purchasing your dream home or refinancing an existing property, our generous loan amounts provide the flexibility you need to achieve your homeownership goals.
  • Only 10% Down for Purchase: Say goodbye to hefty down payment requirements. With as little as 10% down for purchase transactions, homeownership becomes more attainable than ever.
  • Rate & Term or Cash Out Available: Customize your loan to suit your specific needs, whether you're looking to secure a competitive interest rate or tap into your home's equity for cash-out refinancing.
  • Down to a 620 Credit Score: We understand credit scores are not the sole determinant in assessing your ability to own a home. That's why we welcome applicants with credit scores as low as 620.

Empowering Homebuyers and Real Estate Agents Alike

Kind Lending's Bank Statement program isn't just about providing financing – it's about empowering individuals and families to turn their homeownership dreams into reality. For real estate agents, our innovative loan product opens doors to a broader client base, ensuring that no one is left behind in their pursuit of homeownership.

Ready to Take the Next Step?

If you're ready to explore the possibilities with Kind Lending's Bank Statement program, we're here to help. Connect with our team of Kind Ambassadors to learn more about how you can qualify and buy the home of your dreams using only your bank statements. Want to learn more about Kind Non-QM’s full suite of products? Visit here.

At Kind Lending, we're committed to making homeownership a reality for everyone –one bank statement at a time. Connect with a Kind Lending Mortgage Loan Officer today!

*This information is also geared toward real estate agents and for advertising purposes.