December 18, 2023

Non-QM Rental Property Financing

Danny Flucke, National Non-QM
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Kind Lending knows Non-QM!

Welcome to Kind Lending's Non-QM Blog series! In this edition, we're going to talk about how we can help you get approved for rental property financing even if you have a negative cash flow.

Unlike typical lenders who require positive cashflow to approve rental property files, we don't have this requirement. We understand that sometimes, rental properties can have negative cash flows, and we don't want that to hold you back from your investment goals. With our solution, we deliver approvals based on negative cash flows. This allows for a reduced down payment and increased "Cash Out" closing funds for refinances.

Scenario:  Typical lenders required positive cash flow to approve rental property files. Some are as high as 10%,25%, and even 50% - We DO NOT have this requirement.

Solutions: We deliver approvals based on NEGATIVE Cashflow's which allows a REDUCED DOWN PAYMENT – And allows for INCREASED “Cash Out” closing funds for refinances.

Imagine being able to get maximum cash-in-hand fora rental property refinance or buying rental properties with the smallest downpayment possible. These sound like programs you might want to take advantage of, right? That's why we encourage you to click or call now to learn more about how we can help you achieve your investment goals. Check out these scenarios and our solutions:

*Scenarios and case studies are unique to each individual's need for a mortgage loan. Non-QM program restrictions and eligibility apply.

Case Study:

Take a look at these two case studies regarding negative Cashflow Approvals Used To reduce Down Payments On Rental Properties:

At Kind Lending, we're committed to helping our clients succeed in their investment endeavors. Our team of experts is ready to assist you every step of the way, from application to closing. So don't let a negative cash flow hold you back from your rental property dreams. Get in touch with us today to see how we can help you.

Contact Danny Flucke, National Non-QM Sales Manager today!