Renovation Lending

Transform an Imperfect House into a Perfect Home!

With Kind Lending's FHA 203(k) Home Loan Options
Whether a house needs a complete overhaul or minor repairs, our FHA 203(k) loan combines your home purchase and rehabilitation costs into a single, convenient loan.

Get a Purchase Loan Refinance My Home

Achieve the Dream of Homeownership!

Pick your renovation journey.

FHA 203(k)

Limited

Involves minor remodeling and non-structural repairs such as:

• Kitchen and bathroom upgrades
• New flooring
• Roof replacements
• New appliances
• Repairing or replacing plumbing,
HVAC, electrical, and septic
• Lead paint remediation
• Fixing decks, patios, walkways, and fences
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Connect with a Loan Officer

FHA 203 (k)

Standard

Involves major renovations and structural repairs such as:

• Room additions
• Finishing attics and basements
• Structural changes to bring the house to HUD standards
• Adding a garage
• Repairing wells and septic systems or connecting to public water or sewage
• Landscaping
‍

Connect with a Loan Officer

Disclaimer: Kind Lending, LLC is an FHA Approved Lending Institution and is not acting on behalf of, or at the direction of HUD/FHA or the federal government. FHA charges a one-time upfront mortgage insurance premium which can be financed as part of the loan.

@2025 Kind Lending, LLC NMLS #3925, 4 Hutton Centre Drive, Suite 1000, Santa Ana, CA 92707, #888-250-5463. For Advertisement Purposes Only. All Rights Reserved. For licensing information, go to http://nmlsconsumeraccess.org/. This is not a commitment to lend. Credit and collateral are subject to approval. Program and other restrictions may apply. Programs, rates, terms, and conditions are subject to change without notice.