Welcome to the #KindMovement

At Kind Lending, LLC, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They’re the heart and soul of the organization and our “People Before Profits” mentality shines through the entire organization.

Joel Ventura

Joel Ventura

Producing Branch Manager

When my wife and I bought our first home, the experience was very uneasy and eye-opening for me, so I decided to learn more about the process to find ways to make the experience easier and more comforting for other homebuyers and the rest is history.

By applying the focus of consistency and hard work, I’ve been able to forge an incredibly rewarding and successful career and have formed many relationships with my customers along the way. Being a loan originator provided me with the opportunity to help others financially and assist them in reaching goals they did not believe were possible.

I grew up in Dana Point, California, but relocated to Charlotte, North Carolina in 2004 with my wife and two kids to continue my career as a loan originator. In my free time, I enjoy spending time with my family as we travel, play soccer, and work on projects around the house, together.

Why Kind?

At Kind Lending, LLC, our family of diverse and talented Kind Ambassadors is the driving force behind our new approach to the mortgage experience. They’re the organization's heart and soul, and our “People Before Profits” mentality shines through the entire organization.

Conventional

Fannie, Freddie, & Ginnie

Conforming & High Balance ARMs

JUMBO + SPECIALTY

Jumbo loans up to $3M
Jumbo Plus loans up to $2M
Jumbo Plus ARMs 10yr/6mo and 7yr/6mo
Manufactured homes?
YES!

GOVIE  *As low as 580

FHA*
No FICO programs

VA*
Conforming, High Balance & ARMs, VA IRRRLs

USDA*
No credit score overlays
No minimum loan amount overlays

reverse mortgage

HECM for Purchase or Refinance

Full suite of marketing for homebuyers, agents and more!




IN HOUSE NON-QM

Bank Statement Loans
DSCR Investment Loans
Alternate doc programs
Interest-only terms
Foreign nationals allowed
Options with no seasoning on credit


Specialty Programs

CalHFA
ITIN
Foreign National
Expatriate
HELOC Piggyback & Standalone
New programs added frequently, ask me for more details!



Operations Philosophy

QUICK & ACCURATE
Boutique, individualized support, when you need it most!

Best-in-Class Technology

Kind Lending, LLC continues to invest in cutting-edge and innovative tools for our originators to extend seamless home buying experiences to their agents and clients.

KIND CREATIVE Marketing

From full creative branding support to outside-the-box campaign ideas, marketing takes Kind to the next level.

At “KIND CREATIVE”, our team of award-winning marketers are pushing the limits, breaking down barriers, and providing game-changing experiences for loan officers to build their pipeline!

EMAIL
You’ll have Surefire to handle emails to borrowers and keep your nurture campaigns going strong.

DIGITAL
Corporate website, Yext LO websites, video, powerful SEO and social media support.

PRINT
Flyers, decks, brochures, banners, business cards, postcards, and anything else you can think of.

EVENTS & SPONSORSHIPS
Our Plug and Play kits

EMAIL
You’ll have Surefire to handle emails to borrowers and keep your nurture campaigns going strong.

DIGITAL
Corporate website, Yext LO websites, video, powerful SEO, and social media support.

PRINT
Flyers, decks, brochures, banners, business cards, postcards, and anything else you can think of.

EVENTS & SPONSORSHIPS
Our Plug and Play kits

Contact

Joel Ventura

If you’re passionate and ready to help some homeowners and buyers, contact me today.

Joel Ventura

jventura@kindlending.com
704-910-9451